Conservative Risk Portfolio

Recommended for: Capital preservation, liquidity and for investors close to or in retirement. The Conservative Portfolio is appropriate for an investor with a low risk tolerance or a need to make withdrawals over the next 1 to 3 years. Conservative investors are willing to accept lower returns in exchange for lower account drawdowns in periods of market volatility. To be compatible with most retirement plans, this Portfolio does not include our Maximum Yield Strategy and leveraged Universal Investment Strategy. If you are using…

Moderate Risk Portfolio

Recommended for: Capital accumulation, savers and investors 10-20 years from retirement.  The Moderate Risk Portfolio is appropriate for an investor with a medium risk tolerance and a time horizon longer than five years. Moderate investors are willing to accept periods of moderate market volatility in exchange for the possibility of receiving returns that outpace inflation by a significant margin. To be compatible with most retirement plans, this Portfolio does not include our Maximum Yield Strategy and leveraged Universal Inv…

Aggressive Risk Portfolio

Recommended for: Capital growth, speculation and young investors. The Aggressive Risk Portfolio is appropriate for an investor with a high risk tolerance and a time horizon longer than 10 years. Aggressive investors should be willing to accept periods of extreme ups and downs in exchange for the possibility of receiving higher relative returns over the long term. A longer time horizon is needed to allow time for investments to recover in the event of a sharp downturn. This portfolio is heavily weighted with stocks which are hist…

Data based on last 5 years. Annual Return = Compound Annual Growth Rate (CAGR). Volalility = Annualized standard deviation of returns.